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Off-the-shelf AI models based on Alternate data

Get access to our library of pre-configured AI models based on alternative credit data. Whether you are an established lender or just getting started, our models will help you approve more borrowers with confidence, while reducing risk. 

Banking
Scorecards

GST
Scorecards

Financials
Scorecards

ITR
Scorecards

Bureau

Scorecards

SMS / Device Scorecards

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Credit decisions
that you can trust

Our pre bult scorecards are built on over 100 million records of credit data from multiple lending sectors. Through plug-and-play APIs, you get instant access to rich insights and smarter decision based on true risk.

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Our models are thoroughly stress tested for adverse economic conditions. These models can distinguish stable borrowers from vulnerable ones through an in-built 'stability index'. You can lend 15-40% more with confidence and increase credit access without risking your portfolio during a slowdown.  

 

Case Study

Accelerate profitability and growth in unsecured loans using Bureau AI model, Alternate data, Decisioning engine

Case Study

SME credit risk decisioning for NBFC using Bureau, Income tax data, GST filing info

Case Study

Setup credit decisioning program for e-commerce lender by leveraging POS data

Scienaptic Systems Inc.
753, 22nd Cross, 20th Main, 2nd Sector, HSR Layout, Bengaluru, Karnataka - 560102
Ph: +91 98701 02329

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