Off-the-shelf AI models based on Alternate data
Get access to our library of pre-configured AI models based on alternative credit data. Whether you are an established lender or just getting started, our models will help you approve more borrowers with confidence, while reducing risk.
Banking
Scorecards
GST
Scorecards
Financials
Scorecards
ITR
Scorecards
Bureau
Scorecards
SMS / Device Scorecards
Credit decisions
that you can trust
Our pre-built scorecards are built on over 100 million records of credit data from multiple lending sectors. Through plug-and-play APIs, you get instant access to rich insights and smarter decision based on true risk.
Our models are thoroughly stress tested for adverse economic conditions. These models can distinguish stable borrowers from vulnerable ones through an in-built 'stability index'. You can lend 15-40% more with confidence and increase credit access without risking your portfolio during a slowdown.
Headquarter
Scienaptic AI
50 West 47th Street, Ste. 1614, New York, NY, 10036
Ph: +1 212 244 4030
Branch offices
Florida, Texas and Maryland