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Got 2 Minutes?

AI for Credit is here.

Learn how Scienaptic platform is disrupting the current lending landscape through sharper AI, ML credit underwriting tools that offer better credit decisions.


Prioritize test and learn.

Leave the deployment complexity to us.

Run multiple champion challengers concurrently.

Credit models and strategies in one unified workflow.

Rapid deployment of new credit models and strategies.

Predictive intelligence.

Beyond traditional scorecards.

Regulatory compliant AI.

Our AI credit underwriting models are explainable and robust. They come with simplified and automated adverse action reasoning.

Reduce lending risks. Improve approvals.

Supercharge your SME underwriting with world’s smartest
AI technology
for credit.


Increase in

Approval Rates


Decrease in

Credit Losses

Our platform empowers risk managers with sharper predictive vectors. Proprietary AI-ML algorithms convert data into powerful risk predictions which help you approve more business loans at lower risks.


Superior customer experience through streamlined process

Our platform reduces friction in your current decisioning processes and manages expectations of Small Business and Regulators alike. It does so by providing one unified flow for strategies, models and actual production runtime environment, empowering risk managers to focus on testing and implementing strategies.


Richer data.

Richer insights.

A wide array of augmented data sources for SME and commercial lending are available today. By combining traditional and augmented sources with our AI predictors, we create a create a 360-degree business view for you.

Predictive intelligence.
Beyond traditional scorecards.


A credit solution that addresses all regulatory concerns.




  • Whitebox ML

Discriminatory Lending


  • Multivariate reports to ensure no bias is present in the model

Stability of



  • Reject inferencing

  • Robust OOT validation/test

  • Regular monitoring and retraining

Scienaptic AI

50 West 47th Street, Ste. 1614, New York, NY, 10036
Ph: +1 212 244 4030
  • LinkedIn - Black Circle

Branch offices

Florida, Texas and Maryland

R&D Center
Scienaptic Systems

753, 22nd Cross, 20th Main, 2nd Sector, HSR Layout, Bengaluru, Karnataka - 560102
Ph: +91 73876 50252
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