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Lend more, lend better, lend faster using AI

20-40%

More Approvals

60-80%

Faster decision

Fintechs

Online Lenders

BHPH

Alternate Lenders

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The unique use of AI for sharper credit assessment allows us to provide better consumer financing products to underserved markets. Scienaptic's AI at the core of our rapid response financing system will accelerate profitable portfolio growth while managing risk.

Todd Grzybinski
President of FTL Finance

Supercharge your underwriting with the world’s leading automated AI-powered credit decision technology

Use wider & deeper data smarter

Deploy & evolve
AI models with ease

Faster G2M with new test & learn credit strategies

Hosted SaaS model reduces capex for Credit Unions

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Case Study

Sharper credit decisioning process to accelerate profitable portfolio growth

Case Study

Growing SMB lending portfolio using AI powered underwriting platform

Blog

Lending in 2021, how the year looks for the credit market