What our clients say about AI in Credit Decisions

Our partnership with Scienaptic AI is a critical step in enhancing our lending infrastructure to reflect our values and support our global member base. Their platform will advance our credit decisioning and provide greater efficiency, precision, and consistency. By increasing decision automation and unlocking deeper insights, we will be able to streamline lending while enhancing the lending experience for our members.

Scienaptic AI gives us a sharper, more holistic view of each borrower’s potential. It aligns perfectly with our mission of personalized service and responsible, inclusive lending.

As we continue to grow and serve an increasingly diverse membership, adopting AI-driven decisioning through our partnership with Scienaptic will help us deliver faster, fairer credit experiences. Their platform will help us create efficiencies, leverage more data to better assess risk, and create a lending process that is not only smarter but truly aligned with our mission of inclusive banking and lifelong financial wellness.

With Scienaptic’s AI-driven platform, we’re automating our underwriting, significantly improving efficiency, and lending with greater precision. We’re seeing more approvals, delivering more personalized credit decisions, and creating a faster, smoother experience for every member we serve.

Our partnership with Scienaptic is an extension of that belief, bringing in technology that listens, learns, and adapts to each member’s story. By leveraging Scienaptic’s AI-powered credit decisioning platform, we will increase loan approvals, automate more decisions intelligently, and provide fast and fair access to credit. It’s a critical step toward helping individuals achieve financial well-being and, in turn, empowering their journey.

Going live with Scienaptic AI marks an important step forward. We're automating our processes, expanding approvals, empowering our staff with deeper data-driven insights, and creating more ways to say 'yes', especially for hardworking members who deserve access to fair, inclusive credit, no matter their background.

At Endurance FCU, we are committed to enhancing our operational efficiency and elevating our member service, To achieve this, we recognized the need for a more advanced AI-powered decisioning engine that goes beyond traditional credit indicators. Scienaptic’s AI platform enables us to make faster, more informed lending decisions, allowing us to serve our members more effectively.”

With Scienaptic's cutting-edge platform, we are lending deeper and making credit decisions that benefit even our most underserved members. AI is not just revolutionizing our lending operations, but enabling us to offer fair rates, faster turnaround times, personalized decisions, and an exceptional credit experience for each and every member we serve.

With Scienaptic's platform now live, we’re better equipped to support our members at every stage of their journey. Their AI-powered decisioning engine is helping us streamline underwriting, approve more loans, and manage risk responsibly. This technology is not just improving efficiency, it’s allowing us to create a better lending experience for our members and strengthen our connection with the community we serve.