Enhance member lives with more credit
20-40%
more approvals
60-80%
faster decisions
While traditional lenders have tightened their belts, we are tightening our credit strategies and investing in new, long-term initiatives to grow member relationships. The use of Scienaptic's AI-powered credit decisioning platform will help us maintain this strong commitment to member centricity and growth.
Kevin Willborn
VP of Consumer Lending at Gesa Credit Union
Supercharge your underwriting with the world’s leading automated
AI-powered credit decision technology
Use wider & deeper data smarter
Deploy & evolve explainable AI models with ease
Faster G2M with new test & learn credit strategies
Make sharper credit decisions for improved Look to Book
15-40%
Robust
solutions
through
the cycle
Step in to support members
Conserve member capital
-
Recommend the right products and limits
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Get automated fast approvals for deserving members
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Reduce credit extension with precision
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Use our Resiliency Score to fine-tune portfolio
Support members during stressful, uncertain times
Our resiliency scorecards look at data from last recession, local natural calamities
(e.g. Katrina, Harvey, Sandy, California wildfires) to identify members and
businesses that are more susceptible in a stress scenario.
Hosted SaaS model reduces capex for
Credit Unions
