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Enhance member lives  with more credit 

20-40%

More Approvals

60-80%

Faster decision

Card

Personal Loans

Auto Loans

SMB Loans

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The deployment of Scienaptic's AI-powered credit decision platform, is enabling us to provide more personalized offerings to educators, broaden our member reach and enhance our member experience."

Stephen Green
Vice President of Lending at Class Act

Supercharge your underwriting with the world’s leading automated AI-powered credit decision technology

Use wider & deeper data smarter

Deploy & evolve
AI models with ease

Faster G2M with new test & learn credit strategies

Make sharper credit decisions for improved Look to Book

15-40%

Robust
solutions
through
the cycle

Step in to support members

Conserve member capital

  • Recommend the right products and limits

  • Get automated fast approvals for deserving members

  • Reduce credit extension with precision

  • Use our Resiliency Score to fine-tune portfolio

Support members during stressful, uncertain times

Our resiliency scorecards look at data from last recession, local natural calamities (e.g. Katrina, Harvey, Sandy, California wildfires) to identify members and businesses that are more susceptible in a stress scenario. 

Hosted SaaS model reduces capex for Credit Unions

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Whitepaper

Scienaptic Borrower Stability Index

Case Study

Delivering growth, lending automation and better member experience for a leading credit union

Blog

Reimagining auto loans: The opportunity ahead for credit unions