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Enhance member lives with more credit
20-40%
More Approvals
60-80%
Faster decision
Card
Personal Loans
Auto Loans
SMB Loans
The deployment of Scienaptic's AI-powered credit decision platform, is enabling us to provide more personalized offerings to educators, broaden our member reach and enhance our member experience."
Stephen Green
Vice President of Lending at Class Act
Supercharge your underwriting with the world’s leading automated AI-powered credit decision technology
Use wider & deeper data smarter
Deploy & evolve
AI models with ease
Faster G2M with new test & learn credit strategies
Make sharper credit decisions for improved Look to Book
15-40%
Robust
solutions
through
the cycle
Step in to support members
Conserve member capital
-
Recommend the right products and limits
-
Get automated fast approvals for deserving members
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Reduce credit extension with precision
-
Use our Resiliency Score to fine-tune portfolio
Support members during stressful, uncertain times
Our resiliency scorecards look at data from last recession, local natural calamities (e.g. Katrina, Harvey, Sandy, California wildfires) to identify members and businesses that are more susceptible in a stress scenario.
Hosted SaaS model reduces capex for Credit Unions
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