Webinar: Recession-Resistant Agile Underwriting Using AI
8 Dec, 2022 | 11 am EST

More Approvals.
Lower Risk.
Instant Decisions.

AI enabled credit decisioning to transform how you lend

Trusted by 90+ lenders of all types and sizes

What can Scienaptic do for you?

Automate your decisioning setup
Automate the credit underwriting process from end-to-end

Automate your decisioning setup

Lend more at Low risk
Leverage alternate data points and 1000+ signals to identify creditworthy borrowers

Lend more at Low risk

Lend more at Low risk
Self-learning models help to offer instant credit decisions and personalize loan offerings for applicants

Streamline customer experience

Scienaptic’s suite of AI enabled technologies helps you say "Yes" to more borrowers at lower risk

Scienaptic dashboard

Scienaptic’s smart AI credit underwriting platform helps lenders better identify qualified prospects, flag high-risk prospects, and offer a 360 degree risk assessment before approving an application

Credit Underwriting Models
Get

Explainable AI, ML credit underwriting models

Deploy credit decision engine
Deploy

A complete Credit decision engine in just 4 weeks

Test & Learn
Test & Learn

An environment for implementing concurrent underwriting strategies

Redesign Credit Decisioning with AI

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Fair lending for All,
Discrimination towards none.

Model attributes go through thorough disparate impact analysis to ensure no bias in design

Our AI models provide rich and diverse set of adverse action reasons

Comprehensive documentation on logic underlying model, robustness and limitations of model

Know more about regulatory aspects of Credit Decisioning and how Scienaptic stays ahead of the curve

Case Studies

Know how Scienaptic is creating visible impact across the globe

Deploying Scienaptic's AI-powered credit decisioning platform is another step of our journey to rethink the customer experience and enhance our credit decisioning capabilities, putting members' needs first. Scienaptic's platform is enabling us to auto-approve more than 50% of our vehicle loan applications while increasing overall approvals by 20%. We are confident that in days to come, Scienaptic’s AI will deliver similar business impact for our credit card portfolio."

Kevin Willborn
VP of Consumer Lending at Gesa Credit Union
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Kevin Willborn

50% more auto-approvals of Auto Loans

Making Member-Centric Intelligent Credit Decisions for financially stressed members

Seamless Integration

Scienaptic integrates seamlessly with existing lending ecosystems, and ensures a disruption-free deployment

 

  • Easy integration with existing loan origination systems

  • Platform deployment within 4-6 weeks

  • Better risk predictions through a single API call

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Awards and Recognitions

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Most innovative use of AI/ML

FUTECH Awards

Sep 2022

AI Excellence Award-2022

BIG AI Excellence Award

Business Intelligence Group

Mar 2022

BIG Innovation Award

BIG Innovation Award

Business Intelligence Group

Jan 2022

Inn Tech Award

Best Technology Provide in AI Services

Inn-Tech Awards

Jun 2022

Award

Best Predictive Analytics Platform

FinTech Breakthrough Awards 

Mar 2022

Want to know more about how we can transform your lending processes?