More Approvals.
Lower Risk.
Instant Decisions.
AI enabled credit decisioning to transform how you lend
Trusted by 90+ lenders of all types and sizes
What can Scienaptic do for you?
Automate the credit underwriting process from end-to-end
Automate your decisioning setup
Leverage alternate data points and 1000+ signals to identify creditworthy borrowers
Lend more at Low risk
Self-learning models help to offer instant credit decisions and personalize loan offerings for applicants
Streamline customer experience
Scienaptic’s suite of AI enabled technologies helps you say "Yes" to more borrowers at lower risk
Scienaptic’s smart AI credit underwriting platform helps lenders better identify qualified prospects, flag high-risk prospects, and offer a 360 degree risk assessment before approving an application
Get
Explainable AI, ML credit underwriting models
Deploy
A complete Credit decision engine in just 4 weeks
Test & Learn
An environment for implementing concurrent underwriting strategies
Redesign Credit Decisioning with AI
Fair lending for All,
Discrimination towards none.
Model attributes go through thorough disparate impact analysis to ensure no bias in design
Our AI models provide rich and diverse set of adverse action reasons
Comprehensive documentation on logic underlying model, robustness and limitations of model
Know more about regulatory aspects of Credit Decisioning and how Scienaptic stays ahead of the curve
Case Studies
Know how Scienaptic is creating visible impact across the globe
Deploying Scienaptic's AI-powered credit decisioning platform is another step of our journey to rethink the customer experience and enhance our credit decisioning capabilities, putting members' needs first. Scienaptic's platform is enabling us to auto-approve more than 50% of our vehicle loan applications while increasing overall approvals by 20%. We are confident that in days to come, Scienaptic’s AI will deliver similar business impact for our credit card portfolio."
Kevin Willborn
VP of Consumer Lending at Gesa Credit Union
50% more auto-approvals of Auto Loans
Making Member-Centric Intelligent Credit Decisions for financially stressed members
Seamless Integration
Scienaptic integrates seamlessly with existing lending ecosystems, and ensures a disruption-free deployment
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Easy integration with existing loan origination systems
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Platform deployment within 4-6 weeks
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Better risk predictions through a single API call
