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Sharper Credit Decisions

More credit. Less bad debt.

AI driven credit underwriting platform for sharpening your credit decisions.

BHPH Auto dealer

$4 Billion

of incremental credit approvals powered by

our AI underwriting platform

Ether AI Platform

Redesign credit decisioning.

A suite of smart AI credit underwriting technologies to better identify qualified prospects, flag high-risk prospects, and offer a more complete credit risk assessment.


Explainable AI, ML credit underwriting models


Credit decisioning platform on premises within 4 weeks

Test & Learn

Environment for concurrent credit underwriting strategies 

Scalable and compliant.

Configured on-premise.

1. Deployed within your firewalls - no data ever leaves the bank

2. Fully transparent AI compliant with SR 11-7 regulations

3. Adverse action reasons generated as per FCRA 

4. Works seamlessly with bank's existing rule engines

Scienaptic Systems Inc.

50 West 47th Street, 16th Floor, Ste. 1614, New York, NY, 10036

Ph: +1 212 244 4030

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