Scienaptic Systems Inc.

50 West, 47th Street, 16th Floor, Ste 1614, New York, NY 10036

Ph: +1 212 244 4030

  • LinkedIn - Black Circle
  • Facebook - Black Circle
  • Twitter - Black Circle

© 2019 Scienaptic Systems Inc. All rights reserved. | Grievance officer | Privacy policy Terms of use


More credit. Less bad debt.

AI driven credit underwriting platform for sharpening your credit decisions.

$4 Billion

of incremental credit approvals powered by

our AI underwriting platform

Ether AI Platform

Redesign credit decisioning.

A suite of smart AI credit underwriting technologies to better identify qualified prospects, flag high-risk prospects, and offer a more complete credit risk assessment.


Explainable AI, ML credit underwriting models


Credit decisioning platform on premises within 4 weeks

Test & Learn

Environment for concurrent credit underwriting strategies 

Scalable and compliant.

Configured on-premise.

1. Deployed within your firewalls - no data ever leaves the bank

2. Fully transparent AI compliant with SR 11-7 regulations

3. Adverse action reasons generated as per FCRA 

4. Works seamlessly with bank's existing rule engines