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Supercharge your SMB underwriting with world’s smartest AI technology
Our platform empowers risk managers with sharper predictive vectors. Proprietary AI-ML algorithms convert data into powerful risk predictions which help you approve more business loans at lower risks.
Superior customer experience through streamlined process
Our platform reduces friction in your current decisioning processes and manages expectations of Small Business and Regulators alike. It does so by providing one unified flow for strategies, models and actual production runtime environment, empowering risk managers to focus on testing and implementing strategies.
Richer data. Richer insights.
A wide array of augmented data sources for SMB and commercial lending are available today. By combining traditional and augmented sources with our AI predictors, we create a create a 360-degree business view for you.
Beyond traditional scorecards.
Effective Risk Segmentation Schema
Collateral type & value
Lien position / sensitivity of claim
Ensemble of Statistical
Random Forest / Logit / GBM /LSTM
Derive hidden correlations and non-linear patterns
Isolate leading indicators of firm’s behavior
Champion / Challenger / Models / Strategy design
Optimal Credit decisioning and effective monitoring
Decision to approve and amount of new exposure
Extension of limits to existing relationships
Optimal sectoral concentration
Control limits / sensitivity analysis
A credit solution that addresses all regulatory concerns.
SR 11-7 documentation
ECOA compliant models
Multivariate reports to ensure no bias is present in the model
Robust OOT validation/test
Regular monitoring and retraining
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