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QubeHealth Goes Live With Scienaptic's AI-powered Credit Decisioning Platform

Incorporating AI into Strategic Roadmaps Of Credit Unions



Nov 16, 2022

Leading global AI-powered credit decisioning platform provider Scienaptic AI announced today that QubeHealth, is live on its platform. The deployment is enabling the company to use Scienaptic’s platform for instant decisioning and credit  assignment.

QubeHealth through interest-free healthcare financing is changing the way Indians pay for healthcare. QubeHealth aggregates medical financing, insurance, and care providers to offer a comprehensive, health benefits solution. Blending fintech with health tech, the company works with employers across India, helping them simplify access to healthcare for 500 Million employees and their families by bridging the gap between their healthcare expenses and insurance coverage. The deployment of Scienaptic’s platform is helping QubeHealth to make faster decisions based on approval probability and credit  amount.

“We at QubeHealth are determined to solve India's ‘Out-of-Pocket Expenditure on Healthcare’ problem. The deployment of Scienaptic’s AI platform is helping us build, manage and deploy strategies and automate our decisioning. The platform is empowering us to make instant decisions and gain the flexibility to test, monitor, and implement our policies, scale with the company's growth and offer a seamless experience to our customers.” said Sahil Lakshmanan President and Head of Products at QubeHealth.

Correspondingly, Joydip Gupta, APAC Head of Scienaptic, said, “We are very pleased to deploy our credit decisioning engine for QubeHealth to support the changing healthcare financing needs in India,” said Joydip Gupta, APAC Head of Scienaptic. “Our AI-powered credit decisioning platform will enable speed to market, greater automation, and better decisions, while minimizing risks.”

About Scienaptic AI

Scienaptic AI’s mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Whether credit union, auto lender, bank, or fintech, Scienaptic's AI native credit decisioning platform enables lenders to constantly improve the quality and speed of their underwriting decisions, helping them reach a greater number of borrowers, including underbanked and underserved individuals, and say “yes” more often, without increasing risk while addressing all Regulatory aspects especially Fair lending and explainable adverse actions.

The company’s AI platform is used by lenders of all sizes, integrating seamlessly with their existing systems. Scienaptic-enabled lenders have processed more than 190 million transactions worth $36 billion in credit decisions, benefitting millions of borrowers, and helping them get access to the credit they need. For more information, visit

Media Contacts

Chandan Pal

Chief Marketing Officer

Scienaptic AI

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