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Indian School Finance Company Goes Live with Scienaptic’s AI-powered Credit Decisioning Platform

Incorporating AI into Strategic Roadmaps Of Credit Unions



Sep 26, 2022

BANGALORE - Leading AI-powered credit decisioning disruptor, Scienaptic AI announced that Indian School Finance Company has implemented its decisioning engine and is now live on its platform. The implementation will enable the company to automate its loan decisioning and offer easy and seamless credit access to educational institutions.

Indian School Finance Company is an education-focused non-banking financial company (NBFC) engaged in the business of lending to parents, educational institutions, and teachers. Started more than 15 years ago in Hyderabad, ISFC has expanded its footprint to 13 states and 110 districts. ISFC exclusively functions in the niche of funding educational institutions to further the cause of improving the quality of education across the country and ensures that the support continues for the holistic development of such schools & colleges by engaging in quality enhancement as well.

ISFC is widely recognized and appreciated in the education segment for its impact on schools and its focus on improvement in the quality of education. It has helped more than 5000 schools to create better infrastructure mostly in semi-urban and rural geographies thereby impacting the quality of education for about 7 million students.

“At Indian School Finance Company, our focus is on improving the quality of education by helping educational institutions invest in capacity-building and innovation-fostering projects. Scienaptic’s platform is helping us analyze, identify, and expand credit access to such institutions,” said Sandeep Wirkhare, CEO at Indian School Finance Company. “Our efforts are steadfast towards making affordable education available to all, and this partnership is a step towards the same. Scienaptic is enabling us to fulfill our goal of providing innovative financial services to stakeholders in the education segment, by helping us make automated and advanced loan decisions and helping us know our customers better.''

“Indian School Finance Company’s unique line of business is empowering affordable educational institutions across India to spread their wings and invest in innovation. We are pleased to be assisting them in supporting the financing needs of educational institutions across the country,” said Joydip Gupta, APAC Head of Scienaptic. “The deployment of Scienaptic’s AI-powered credit decisioning platform will enable Indian School Finance Company to approve more loans and automate their decision process at scale while minimizing risks.”

About Scienaptic AI

Scienaptic AI’s mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Whether credit union, auto lender, bank, or fintech, Scienaptic's AI native credit decisioning platform enables lenders to constantly improve the quality and speed of their underwriting decisions, helping them reach a greater number of borrowers, including underbanked and underserved individuals, and say “yes” more often, without increasing risk while addressing all Regulatory aspects especially Fair lending and explainable adverse actions.

The company’s AI platform is used by lenders of all sizes, integrating seamlessly with their existing systems. Scienaptic-enabled lenders have processed more than 190 million transactions worth $36 billion in credit decisions, benefitting millions of borrowers, and helping them get access to the credit they need. For more information, visit

Media Contacts

Chandan Pal

Chief Marketing Officer

Scienaptic AI

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