Bees at Work

Business Analyst


Job Type

Full Time

About the Role

As a Business Analyst, you will be responsible for ensuring the successful implementation and usage of Scienaptic’s platform across dozens of clients. You will be working with some of the best-in-class Coders, AI/ML Scientists and Business Analytics Consultants in an environment which will encourage you to contribute widely to functional and technological aspects without worrying about conventional job silos.


  • Design tools and monitor the credit performance on client’s portfolios and intervene as needed

  • Identify common risks and possible solutions across Scienaptic’s clients

  • Develop insights to inform strategy improvements and new product use cases

  • Present analytical plans, results, and insights to various audiences, including internal Scienaptic and external stakeholders

  • Become the resident SME for Scienaptic’s solution and optimal strategic use


  • At least 3 years’ experience in a Credit Risk analytical role, ideally for a Fintech or financial institution focused on consumer or small business lending

  • Expertise in credit risk management for revolving / non revolving products (e.g., lines of credit, term loans)

  • Prior experience of working with at least one of the 3 major US credit bureaus

  • Strong verbal and written communication skills, including ability to explain analysis for, and ask questions of technical and non-technical business audiences

  • Strong project management, including the ability to manage competing short- and longer-term priorities across multiple clients/initiatives

  • Analytical skills/experience to understand business process needs, interrogate key assumptions/limitations, and identify the "so what" of both identified problems and proposed solutions

  • Proficiency with one or more database querying tools (SQL, R, Python)

  • Proficiency with analytical tools and visualization software (e.g., Excel, Tableau, MongoDB)

  • Attention to detail and quality of the deliverables and a growth mindset

About Us

Scienaptic is the world's leading AI-powered Credit Underwriting platform. Scienaptic is on a mission to increase credit availability by transforming technology used in credit decisioning. Over 150 years of credit experience is embedded in Scienaptic's AI native credit decision platform. Our clients across banks, credit unions, fintech, and other lenders use the platform to constantly improve the quality of underwriting decisions. This enables them to say ‘yes’ to borrowers more often and faster. Scienaptic’s clients include Fortune 100 banks, credit unions, regional banks and Fintechs.