Author | Jim Kasch The more I talk about AI-driven underwriting, the more questions I entertain from credit union leaders. Among the most...

Author | Jim Kasch Credit union leaders, so by virtue, credit unions themselves, are conservative by nature. We prefer to measure three...

As COVID eases out in light of vaccinations, the societal and economic impact rages worldwide. Customer behavior has changed permanently...

The Covid-19 pandemic and subsequent lockdowns brought dramatic changes to the global economy. The World Bank predicted that the global...

Author | Scienaptic Research While demand for credit will probably grow, new challenges have emerged for lenders. As job losses and...

by Scienaptic Research Auto loans, especially those for used vehicles, make up a significant portion of the portfolio for credit unions -...

Scienaptic Research As part of the credit underwriting process, lenders usually verify borrowers’ income and employment status to ensure...

Author: Eric Steinhoff, Rakesh Lavi The impact of COVID-19 on the US and world economies has been deep and far-reaching, with economic...