Transforming Ideas into Reality: Dive into Our Blogs

Most credit unions can unlock $1.5M to $10M in net interest income in their first year with AI. While you were reading this sentence, three loan applications were just declined at credit unions across the country. All three applicants will get approved elsewhere within 48 hours. All three loans will perform perfectly. Most credit unions can unlock significant value by improving approvals, refining risk selection, and raising automation. Here's the conservative math. What AI t

Maria has been a loyal credit union member for eight years — stable income, on-time payments, solid financial habits. She’s the ideal candidate for your latest credit card offer. But she never gets it. Why? Meanwhile, your marketing team is frustrated. The credit card campaign that looked so promising on paper is delivering disappointing results. Response rates are low. Costs are high. And somehow, you’re missing obvious opportunities while wasting precious marketing dollars

Every loan officer knows the grind, but the numbers still sting. Studies show that underwriters spend 40% of their time on work that has...

When the fraud team at the University of Hawai’i FCU finally connected the dots, they realized they’d been watching a masterclass in...

Posted by MeridianLink Source: How AI and Human Collaboration Can Transform Lending ( meridianlink.com ) In the ever-evolving landscape...

The journey of artificial intelligence has been a long and intriguing one, punctuated by significant milestones that have reshaped...

As the world strives for economic growth that benefits everyone, data plays an increasingly vital role in ensuring equitable access to...

The consecutive negative GDP growth rate in the US confirms that the country is now in a recession. It seems, however, that the economy...