Is it possible to originate safely in this environment? Author | Eric Steinhoff “If you’re not growing, you’re dying” – we’ve all heard a...

Author: Scienaptic Research Many economists and researchers were warning us about the next recession to hit us by the mid-2020s. And...

Author: Pankaj Kulshreshtha In the run upto 2008, I had an interesting experience as CRO for a loans portfolio. While the stress and...

These are tough times for financial institutions and consumers alike. Traditionally risk managers have responded to such sharp slowdowns...

Author | Vinay Bhaskar Traditionally risk managers have responded to recession predictions by simply reducing risk appetite. This is...

By Scienaptic Research Group The credit industry and the needs of borrowers have evolved rapidly in the past decade. One of the main...

Author: Subbu Venkataramanan Introduction In the last few years, some business trends led Credit Unions to change how they do business....

Author: Vijaya Kumar Small and Medium sized Business (SMB) lending banks, credit unions and fintech/online lenders in the US are going...