top of page
Transforming Ideas into Reality: Dive into Our Blogs


Bridging the Data Gap
The credit industry and the needs of borrowers have evolved rapidly in the past decade. One of the main challenges that lenders face is...

Scienaptic Systems


Artificial Intelligence: Could it be the Game-changer for Credit Unions?
Introduction In the last few years, some business trends led Credit Unions to change how they do business. These include changes in...

Scienaptic Systems


How SMB Lending Banks can Transform Credit Underwriting using AI and ML
Small and Medium sized Business (SMB) lending banks, credit unions and fintech/online lenders in the US are going though challenging...

Scienaptic Systems


Remaining competitive in a changing landscape for business lenders
Competition from new age players, have made flexibility and response time more important than ever. There is a strong need to quickly...

Scienaptic Systems


Robust Financial Forecasting using ML
“Planning is bringing the future into the present so that you can do something about it now.” Alan Lakein A recent headline caught our...

Scienaptic Systems


Dreams of perpetual money-making machine: Lessons for AI in credit & FinTech
A couple of decades ago, I was about to complete my PhD thesis in a rather esoteric confluence of AI, social choice theory and...

Pankaj Kulshreshtha


Hitting the Bull’s eye: A practitioner’s note on forecasting Retail Credit Losses.
Accurate and reliable forecasting of the Credit Losses has always been a subject of critical focus in Retail portfolio Risk management-...

Vinay Bhaskar


Build powerful NLP engines to improve fraud detection – A case for Account Takeover fraud
Its been a busy summer work-wise, we have been cooking up (literally!) AI driven solutions for credit underwriting and fraud detection....

Vinay Bhaskar
bottom of page
