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Transforming Ideas into Reality: Dive into Our Blogs


AI-based Lending Decisions to Provide Enhanced Member Experience
Credit unions have long taken pride in building relationships that prioritize people over products, and that has set them apart from...

Scienaptic Systems


The AI imperative: Driving financial wellbeing and enhancing member lives
Only 9% of millennials say credit unions are their primary financial institution, compared with 74% of millennials who are customers of...

Scienaptic Systems


How credit unions are using AI to enhance lending
Delivering exceptional member experiences and supporting their members is an ultimate goal for credit unions. They strive to enrich their...

Scienaptic Systems


Hidden Gems
The more I talk about AI-driven underwriting, the more questions I entertain from credit union leaders. Among the most common questions I...

Scienaptic Systems


Is conservative approach to new technologies holding back Credit unions?
Credit union leaders, so by virtue, credit unions themselves, are conservative by nature. We prefer to measure three times and cut once....

Scienaptic Systems


Credit Decisioning Post-COVID, And How AI Can Help
As COVID eases out in light of vaccinations, the societal and economic impact rages worldwide. Customer behavior has changed permanently...

Scienaptic Systems


Lending in 2021, how the year looks for the credit market
The Covid-19 pandemic and subsequent lockdowns brought dramatic changes to the global economy. The World Bank predicted that the global...

Scienaptic Systems


Uncertain Times and The Importance of using Flexible Rule Engines
While demand for credit will probably grow, new challenges have emerged for lenders. As job losses and salary cuts grow, delinquencies...

Scienaptic Systems
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