Scienaptic, an AI driven credit underwriting platform provider, announced today that Joydip Gupta has joined its leadership team as its head of India operations. 

Joydip is an operations and consulting stalwart, with over 20 years of experience in management consulting and running businesses in the US, Singapore and India. He has worked in organizational re-design, strategy consulting, marketing, and customer service. As a consultant he has helped clients re-design processes and streamline operations. He will lead efforts in expanding Scienaptic's product footprint and help drive adoption of its underwriting platform across clients in India. 

"I am delighted to be part of Scienaptic, which I believe is at an inflection point" added Joydip. "The team has built out an AI platform that's producing amazing results at some of the world's largest financial institutions and technology clients. Strong positive signals from our investor and client communities gives us great confidence as we grow our base in India and across Asia-Pacific." 

"It is going to be an exciting journey with Joydip at the helm of India operations. His extensive knowledge will be a great addition to the table. As we scale our product footprint across organizations in India, his expertise in organizational re-design and strategy will be very valuable" said Pankaj Kulshreshtha, CEO of Scienaptic. 

In the last few months Scienaptic has been expanding aggressively within the Indian market with alternative lenders. With the inclusion of Joydip, this growth will garner more teeth and momentum in the coming years across financial services. 

About Scienaptic: 

Scienaptic is an AI driven Credit Underwriting platform company. Its platform Ether Underwrite is creating industry leading improvements such as higher application approvals (8-15%) and lower credit losses (10-25%) with all the regulatory explainability (model explainability, FCRA compliant adverse action reasoning and SR 11-7 compliance) vis-à-vis competition. Scienaptic uses regulatory compliant alternate data, raw trade line level bureau data and AI to help banks find newer segments of customers.