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Scienaptic’s AI-Powered Credit Decisioning Platform Wins 2022 BIG Artificial Intelligence Excellence Award

Incorporating AI into Strategic Roadmaps Of Credit Unions


Mar 21, 2022

Leading AI-powered credit decisioning disruptor, Scienaptic AI, announced its AI-based underwriting platform has been named a winner in the 2022 Artificial Intelligence Excellence Awards, presented by the Business Intelligence Group.

The Artificial Intelligence Excellence Awards recognize organizations, products and people who bring AI to life and apply it to solve real problems. The Business Intelligence Group recognizes unique solutions and how they impact the market as companies build new tools, launch new services or deploy the AI of strategic vendors.

Scienaptic’s platform evolved from the idea that the traditional methods for credit decisioning are outdated. Scienaptic’s AI-based credit underwriting platform enables financial institutions to be more inclusive in their lending through advanced, automated and faster credit decisioning, allowing more people to have access to credit, without increasing the lender’s risk.

“We are so proud to name Scienaptic as a winner in our inaugural Artificial Intelligence Excellence Awards program,” said Maria Jimenez, chief nominations officer for Business Intelligence Group. “It was clear to our judges that Scienaptic was using AI to improve the lives of their customers and employees. Congratulations to the entire team!”

"Being named an AI Excellence Award winner is a testament to Scienaptic’s creativity and passion for success,” said Pankaj Jain, President, Scienaptic. “Financial institutions are using our adaptive AI technology to enhance financial inclusion initiatives by augmenting the customer and member experience, all without increasing risk.”

About Scienaptic AI

Scienaptic is on a mission to increase credit availability by transforming technology used in credit decisioning. Over 150 years of credit experience is embedded in Scienaptic's AI native credit decision platform. Our clients across banks, credit unions, fintech, and other lenders use the platform to constantly improve the quality of underwriting decisions. This enables them to say ‘yes’ to borrowers more often and faster. The platform is used by lenders with assets exceeding $100 billion, enabling them to process over $22 billion in credit decisions, benefitting over two million credit union members and millions of borrowers across banks, auto and online lenders. For more information, visit

About Business Intelligence Group

The Business Intelligence Group was founded with the mission of recognizing true talent and superior performance in the business world. Unlike other industry award programs, these programs are judged by business executives having experience and knowledge. The organization’s proprietary and unique scoring system selectively measures performance across multiple business domains and then rewards those companies whose achievements stand above those of their peers.

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