top of page

Cooperative Teachers Credit Union Selects Scienaptic’s AI-Powered Credit Decisioning Platform

Incorporating AI into Strategic Roadmaps Of Credit Unions


Aug 22, 2021

Leading global AI-powered credit decision platform provider, Scienaptic AI announced that Cooperative Teachers Credit Union (CTCU) has selected its AI-powered platform, enabling the credit union to make stronger, faster credit decisions and offer enhanced financial options for its members.

Founded in 1953 by teachers, for teachers, Texas-based CTCU has grown into an inclusive community financial institution while still maintaining a passion for educators throughout East Texas. Offering a full line of financial products and services, with savings rates 54% higher than the national average, CTCU is the 121st largest credit union in the state of Texas.

“Through the years, CTCU has grown in assets, in members and in offerings,” said Tim Miller, president and CEO, Cooperative Teachers Credit Union. “We are excited to partner with Scienaptic and build upon this growth by tapping its AI-powered credit decisioning platform. Scienaptic's AI will enable us to offer enhanced credit access to our members and improve their financial well-being."

"We are pleased to partner with CTCU to provide enhanced lending decisions, and in turn, increased credit availability to its members,” said Pankaj Jain, President, Scienaptic. “By leveraging Scienaptic’s AI enhanced decision-making capabilities, CTCU is positioned to create more approvals faster and strengthen member relationships, all while delivering an exceptional customer experience without increasing risk.”

About Scienaptic

Scienaptic is on a mission to increase credit availability by transforming technology used in credit decisioning. Over 150 years of credit experience is embedded in Scienaptic's AI native credit decision platform. Our clients across banks, credit unions, fintech, and other lenders use the platform to constantly improve the quality of underwriting decisions. This enables them to say ‘yes’ to borrowers more often and faster. For more information, visit

More News
bottom of page