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Automobile Acceptance Corporation Goes Live with Scienaptic’s AI-Powered Credit Decisioning Platform

Incorporating AI into Strategic Roadmaps Of Credit Unions


Nov 14, 2021

Scienaptic, a leading AI-powered credit decision platform provider, announced today Automobile Acceptance Corporation (AAC) has deployed its solution, positioning AAC to streamline its lending processes while helping dealers approve more loans to underserved buyers.

College Park, Ga.-based AAC specializes in providing automobile financial services to consumers with all types of credit. Partnering with more than 1,000 automotive dealers, AAC offers a unique opportunity to re-establish credit and get a second chance to finance an automobile. With Scienaptic’s AI-enabled credit underwriting platform, AAC will streamline their loan decisioning process to drive higher automation and enhance credit access for automobile buyers.

“At AAC, we strive to develop relationships that make a positive difference for our customers while constantly improving internal systems and processes,” said Crystal Fortson, Head of Indirect Credit & Funding at Automobile Acceptance Corporation. “Scienaptic's AI-powered credit decisioning platform will help enhance our ability to offer smarter credit decisions to underserved segments, further strengthening our customer relationships and supporting their financial needs.”

“We are pleased to partner with AAC, equipping them with industry-leading AI,” said Pankaj Jain, President of Scienaptic. “With Scienaptic’s AI-powered credit decisioning platform, AAC will expand its lending portfolio while tapping enhanced decision-making capabilities to minimize risk and offer better finance management.”

About Automobile Acceptance Corporation

Since 1989, AAC has specialized in automobile financial services for consumers with all types of credit. Whether you need to improve your credit or have maintained good credit all along, AAC is a great choice for all your automobile financing and insurance needs. When it comes to financing, we care more about where you're headed than where you've been. Our goal is to provide you with financing that's right for you and at an amount you can afford. For more information, visit

About Scienaptic

Scienaptic is on a mission to increase credit availability by transforming technology used in credit decisioning. Over 150 years of credit experience is embedded in Scienaptic's AI native credit decision platform. Our clients across banks, credit unions, fintech, and other lenders use the platform to constantly improve the quality of underwriting decisions. This enables them to say ‘yes’ to borrowers more often and faster. For more information, visit

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