Full Time
Senior Product Manager
India
We’re hiring a Senior Product Manager to own strategy and end-to-end delivery for Scienaptic’s digital credit underwriting products and upstream integrations with Loan Origination Systems (LOS). You’ll define the multi-quarter roadmap, drive cross-functional execution with Engineering, Data Science, and GTM, and ship products that materially improve approval rates,loss outcomes, and operational efficiency for lenders.
Responsibilities
Set strategy & outcomes: Define vision, north-star metrics, and a multi-quarter
roadmap for AI/ML underwriting and LOS integrations; align execs and partner teams.
● Lead discovery: Partner with customers (underwriters, risk analysts, credit ops,
compliance) to frame problems, validate hypotheses, and translate insights into clear
product requirements and narratives/PRDs.
● Ship platform capabilities: Drive standard product features and reusable components (requirements, functional/technical specs, usability, integration patterns) that scale across consumer and SME lending.
● Own delivery: Run prioritization and sequencing; break strategy into epics/stories;
collaborate daily with Engineering and Data Science in a scrum/kanban process to
launch high-quality releases.
● Instrument &iterate: Define success metrics and telemetry; design experiments;
analyze lift (approvals, losses, time-to-decision) and continuously refine models,policies, and workflows.
● Integrations & ecosystem: Establish and evolve common integration requirements with LOS and data providers; reduce time-to-implement through standards, SDKs, and documentation.
● Market & competitive insight: Track credit risk trends, regulatory developments, and competitor moves; translate insights into roadmap choices.
● Go-to-market partnership: Coordinate launches with Sales, Marketing, and
Professional Services;contribute to pricing/packaging, solution playbooks, and enablement.
● Customer experience:Champion a user-centric UX that drives adoption and stickiness across stakeholders (underwriters, risk, analytics, and executives).
● Raise the bar: Mentor PMs/associates and improve product rituals, decision quality, and execution velocity.
Skills & Competencies
8+ years of product management (or equivalent), with 3+ years owning a complex B2B platform or data product end-to-end.
Domain expertise in consumer or SME lending with exposure to digitalunderwritingand LOS ecosystems.
Proven record shipping ML- or rules-driven decisioning products with measurable business impact (e.g., approval lift, loss reduction, Ops efficiency).
Strong product discovery toolkit (user research, JTBD, problem framing, experiment design) and exceptional written communication (clear specs, narratives, and stakeholder docs).
Analytical fluency—comfortable with metrics, dashboards, and basic SQL/BI; able to define instrumentation and experimentation.
Technical depth to collaborate on APIs, data models, scoring policies, and system trade- offs (no need to code, but you can reason about complexity and risk).
Experience leading cross-functional teams and resolving complex prioritization across executives, GTM, Delivery/PS, and Engineering.
Nice to have
Experience with model governance and regulatory explainability in credit (e.g.,reason codes, adverse action workflows).
Background in pricing/packaging and commercial strategy for enterprise SaaS.
Platform/ecosystem chops (developer docs, SDKs, integration frameworks).
Scienaptic is the world's leading AI powered Credit Underwriting platform company. Designed by seasoned Chief Risk Officers, its platform is creating industry leading business impact in terms of lifts such as higher approvals (15-40%) and lower credit losses (10-25%) with all the regulatory explain ability. Last year alone, we have helped financial institutions evaluate 45 Million consumers and offer credit to over 15 Million. Scienaptic clients include Fortune 100 banks, community banks and FinTech’s