Full Time
Senior Data Scientist CDM
India
We are looking for a highly skilled and experienced Data Scientist to join our Common Data Model (CDM) team within the Data Science and Credit Risk function. This role is pivotal in ensuring the integrity, scalability, and performance of our credit risk models by developing, maintaining, and quality-controlling the input mapping and data rollup logic that powers our decisioning infrastructure.
Responsibilities
Own the design, development, and maintenance of data mapper and feature logic for credit bureau, core banking, internal datasets and any additional data sources in the future
Ensure accuracy, performance, and compliance through rigorous QC frameworks and automated validation tools.
Collaborate with credit risk, product, engineering, and integration teams to deploy and support model and strategy features in production environments.
Analyse complex datasets and derive accurate business logic in alignment with credit policy and model requirements.
Mentor a team of data scientists and analysts, ensuring adherence to best practices in software engineering and data science.
Contribute to data governance, documentation, and version control of the CDM and associated tooling.
Skills & Competencies
3+ years of experience in Data Science/Data Engineering/Analytics
Experience in credit risk, fintech, or financial services domains.
Experience working on US credit bureau data
Strong Python skills – ability to writing clean, testable, modular, and production-grade code.
Prior experience mentoring technical teams.
Strong communication skills and the ability to work cross-functionally with engineers, product managers, and stakeholders.
Bachelor’s / master’s degree in a quantitative discipline (e.g. Engineering, Computer Science, Mathematics).
Scienaptic is the world's leading AI powered Credit Underwriting platform company. Designed by seasoned Chief Risk Officers, its platform is creating industry leading business impact in terms of lifts such as higher approvals (15-40%) and lower credit losses (10-25%) with all the regulatory explain ability. Last year alone, we have helped financial institutions evaluate 45 Million consumers and offer credit to over 15 Million. Scienaptic clients include Fortune 100 banks, community banks and FinTech’s.