What our clients say about AI in credit decisions
Scienaptic AI gives our lending team the ability to see a member’s complete financial picture and more opportunities to say yes.
Robyn Mannone
Chief Consumer Lending Officer at APG Federal Credit Union
In their words
What CUSO
partners say.
Lending leaders across very different credit unions. One pattern.
The deployment of Scienaptic’s AI-based platform is helping us provide quick access to credit, make advanced decisions in reduced time and provide our members with customized financial solutions. As indicated by early results, an over 50% increase in auto approvals for auto loans will help us have many more proud vehicle owners in our community.
Michael Barnhardt Jr.
Chief Lending Officer at Meridian Trust Federal Credit Union
Going live with Scienaptic’s AI-powered credit underwriting platform is a natural extension of that promise. With the platform, we are creating efficiencies, making more consistent lending decisions, reducing turnaround time and increasing loan availability for our members. Scienaptic’s technology has opened up a world of possibilities for our members, and we're thrilled with the impact it's having on their financial well-being.
George Sellitto
Chief Lending Officer for WyHy FCU
Our members are already starting to benefit from Scienaptic's AI-powered credit decisioning platform, which is allowing us to approve loans faster, make quicker decisions, and provide personalized financial assistance. Initial results are very promising, and our team is looking forward to being part of this disruption that will bring better opportunities to Northwest Florida.
David A. Southall
President, and CEO of Innovations Financial Credit Union
Scienaptic's AI credit decisioning platform is empowering us to use industry-leading technology with our signature member experience to create personalized credit decisions, automate our loan decisioning process, and deliver significant improvements in application turn times. Initial numbers show a notable gain in loan approvals, supporting our philosophy of crafting solutions for our members.
Tracie Wilcox
CEO of On Tap Credit Union
Going live on Scienaptic’s AI-enabled decisioning platform not only automates our underwriting processes but also allows us to intelligently personalize loan decisions and provide an exceptional experience to every Member as well as fulfill our mission of enriching lives and empowering dreams. As a pioneer of disruptive tech adoption in the industry, Altura looks forward to this partnership contributing to expanded credit access for our diverse Member base.
Kevin Sherrell
CSO and CLO of Altura Credit Union
We were thrilled to see that Scienaptic’s values aligned with our own. A borrower is more than just their credit bureau score, and Scienaptic helps us get to know borrowers in greater depth. Through the platform, we will be able to grow our volume, test strategies, and maintain our ability to provide affordable loans to customers without adding more risk.
Lonnie Smith
President of On the Road Lending
Deploying Scienaptic's AI platform makes it easier for us to implement member-centric loan decisions and confidently enhance credit access. Initial tests show impressive gains in automated loan decisions and approval rates across portfolios. Ultimately, the AI allows us to offer enhanced credit options to our members and improve their experience.
Robin Balza
Chief Lending Officer at InRoads Credit Union
Deploying Scienaptic's AI platform makes it easier for us to make faster and more personalized loan decisions that our members deserve. We are excited that initial tests show a significant gain in automation and approvals. The platform simplifies and streamlines our underwriting process, allowing us to operate more efficiently while increasing credit access in our community.
Greg Strizich
CEO of Intrepid Credit Union
We have provided affordable financing options to families with all types of credit over the past 30 years. Going live with Scienaptic helps us serve super subprime customers with more confidence. Their platform is a powerful tool that allows our underwriters to get a 360-degree view of customers, offer personalized credit and say ‘YES’ to many more families in our community.
Steve Greig
Chief Executive Officer, RV Depot
Scienaptic's deployment helps us to make informed credit decisions quicker and improves our borrower experience with a faster time to funding. Going live with Scienaptic AI helps us to provide personalized and fast credit decisions for every borrower, and to accelerate our growth of ezSolarLoan and climate-conscious banking.
Bill Paulen
CEO of Community 1st Credit Union