What our clients say about AI in credit decisions




Scienaptic AI gives our lending team the ability to see a member’s complete financial picture and more opportunities to say yes.
Robyn Mannone
Chief Consumer Lending Officer at APG Federal Credit Union
In their words
What CUSO
partners say.
Lending leaders across very different credit unions. One pattern.
The deployment of Scienaptic’s AI-based platform is helping us provide quick access to credit, make advanced decisions in reduced time and provide our members with customized financial solutions. As indicated by early results, an over 50% increase in auto approvals for auto loans will help us have many more proud vehicle owners in our community.
Michael Barnhardt Jr.
Chief Lending Officer at Meridian Trust Federal Credit Union
We are very excited to deploy Scienaptic’s AI-powered credit decisioning platform. The use of adaptive AI for smarter credit decisions will empower us to continue building on our profitable trends, while strategically grow our auto lending portfolio in underserved segments. The platform will help us safely increase loan approvals and swiftly regain lost opportunities due to Covid tightening.
Paul Dacus
CRO and Head of Indirect Auto Lending at AAC
We have spent extensive time looking for a data-driven credit assessment platform to support our launch in 2021. Scienaptic's AI-powered credit assessment platform and strategy optimization tools will allow us to scale rapidly as we look to build out our portfolio across the UK, Sweden and other key Northern European markets. We expect it to add significant value to our investment strategies and create better returns for investors.
David Sjöblom
CRO at Credo Capital Partners
