What our clients say about AI in credit decisions
Scienaptic AI gives our lending team the ability to see a member’s complete financial picture and more opportunities to say yes.
Robyn Mannone
Chief Consumer Lending Officer at APG Federal Credit Union
In their words
What CUSO
partners say.
Lending leaders across very different credit unions. One pattern.
The deployment of Scienaptic’s AI-based platform is helping us provide quick access to credit, make advanced decisions in reduced time and provide our members with customized financial solutions. As indicated by early results, an over 50% increase in auto approvals for auto loans will help us have many more proud vehicle owners in our community.
Michael Barnhardt Jr.
Chief Lending Officer at Meridian Trust Federal Credit Union
As a member-owned, cooperative organization, we are committed to meeting our members’ diverse financial needs by offering the best value, member experience and innovative solutions. Partnering with Scienaptic reinforces this commitment by ensuring our members are provided with industry-leading underwriting capabilities and enhanced access to credit, further strengthening their financial wellbeing.
Christopher Ercole
Vice President, Consumer Lending at Tower Federal Credit Union
At AAC, we strive to develop relationships that make a positive difference for our customers while constantly improving internal systems and processes. Scienaptic's AI-powered credit decisioning platform will help enhance our ability to offer smarter credit decisions to underserved segments, further strengthening our customer relationships and supporting their financial needs.
Crystal Fortson
Head of Indirect Credit & Funding at AAC
Through the years, CTCU has grown in assets, in members and in offerings. We are excited to partner with Scienaptic and build upon this growth by tapping its AI-powered credit decisioning platform. Scienaptic's AI will enable us to offer enhanced credit access to our members and improve their financial well-being.
Tim Miller
President and CEO, Cooperative Teachers Credit Union
Being able to provide fast and easy access to vehicle financing anywhere, anytime is crucial for meeting the demands of our customers. Leveraging Scienaptic’s AI enhanced decision-making capabilities means that we can make sharper loan decisions and effectively reach more borrowers to help them quickly and responsibly purchase the perfect vehicle to chart their own course to success.
Miro Radujkovic
VP of Consumer Lending & Collections at Right Direction Financial
Scienaptic's AI-powered platform is a fantastic fit for the AI roadmap we have in mind. Using Scienaptic's AI, we will be able to make better lending decisions for every single customer. This will make vehicle financing easier, and more customers will be able to own their dream car.
John Prosser
President, Drive Appeal
Deploying Scienaptic's AI-powered credit decisioning platform has resulted in significantly higher automation and credit approvals across portfolios. In one portfolio we are seeing 2X incremental approvals without any increase in risk. As we continue to use Scienaptic’s platform, we look forward to increased approvals and faster decisioning cycles for our customers.
Ben Donnarumma
President of American Cycle Finance
We’re excited to begin fully leveraging Scienaptic's platform. The AI-powered credit decisioning will not only allow us to provide better consumer financing products for our customers but also reach more qualified borrowers and underserved markets, all while effectively managing our risk.
Todd Grzybinski
President of FTL Finance
As we continue navigating the COVID-19 pandemic, our customers are increasingly looking to us for quicker access to vehicle financing and enhanced lending support. For our customers, working with Scienaptic’s AI powered credit decisioning means that more applicants will be able to responsibly purchase vehicles through enhanced decision-making capabilities.
Phillip Thomasson
Director of Finance and BDC, MCMC Auto
Scienaptic’s AI-powered credit decisioning platform will help us maintain this strong commitment, enhancing access to credit for our current members and reaching more potential members without increasing risk. We are excited to get started.
Daniel Estal
VP of Lending, Northern Credit Union