What our clients say about AI in Credit Decisions

We were thrilled to see that Scienaptic’s values aligned with our own. A borrower is more than just their credit bureau score, and Scienaptic helps us get to know borrowers in greater depth. Through the platform, we will be able to grow our volume, test strategies, and maintain our ability to provide affordable loans to customers without adding more risk.

Deploying Scienaptic's AI platform makes it easier for us to implement member-centric loan decisions and confidently enhance credit access. Initial tests show impressive gains in automated loan decisions and approval rates across portfolios. Ultimately, the AI allows us to offer enhanced credit options to our members and improve their experience.

Deploying Scienaptic's AI platform makes it easier for us to make faster and more personalized loan decisions that our members deserve. We are excited that initial tests show a significant gain in automation and approvals. The platform simplifies and streamlines our underwriting process, allowing us to operate more efficiently while increasing credit access in our community.

We are excited to be live on Scienaptic’s platform as we further strengthen our AI journey. This deployment is helping us streamline our decisioning, remove bottlenecks, increase credit availability for our current and potential members and offer a better experience to support their financial goals.

Going live with Scienaptic’s AI-enabled platform enables us to curate a more personalized experience for members, improve loan approval rates, drive automation, and enhances our ability to serve the community for years to come.

We have provided affordable financing options to families with all types of credit over the past 30 years. Going live with Scienaptic helps us serve super subprime customers with more confidence. Their platform is a powerful tool that allows our underwriters to get a 360-degree view of customers, offer personalized credit and say ‘YES’ to many more families in our community.

Scienaptic's deployment helps us to make informed credit decisions quicker and improves our borrower experience with a faster time to funding. Going live with Scienaptic AI helps us to provide personalized and fast credit decisions for every borrower, and to accelerate our growth of ezSolarLoan and climate-conscious banking.

The deployment of Scienaptic's AI-powered credit decision platform, is enabling us to provide more personalized offerings to educators, broaden our member reach and enhance our member experience.

Scienaptic’s AI platform will fully automate our loan decisioning process, speed up loan decisions, minimize risk and increase credit access for members through fair and transparent underwriting. This is expected to improve our member experience and enhance our growth.