What our clients say about AI in Credit Decisions

Our members are already starting to benefit from Scienaptic's AI-powered credit decisioning platform, which is allowing us to approve loans faster, make quicker decisions, and provide personalized financial assistance. Initial results are very promising, and our team is looking forward to being part of this disruption that will bring better opportunities to Northwest Florida.

Scienaptic's AI credit decisioning platform is empowering us to use industry-leading technology with our signature member experience to create personalized credit decisions, automate our loan decisioning process, and deliver significant improvements in application turn times. Initial numbers show a notable gain in loan approvals, supporting our philosophy of crafting solutions for our members.

In Scienaptic’s innovative AI platform, we've found a holistic frictionless way to harness fraud signals from multiple systems. The platform reviews origination data and generates predictive scores, attributes, and insights to detect fraudulent applications. Together, Scienaptic and ELGA will continue to push the envelope in terms of risk innovation and continuously enhance our product to create a richer member experience.

Going live on Scienaptic’s AI-enabled decisioning platform not only automates our underwriting processes but also allows us to intelligently personalize loan decisions and provide an exceptional experience to every Member as well as fulfill our mission of enriching lives and empowering dreams. As a pioneer of disruptive tech adoption in the industry, Altura looks forward to this partnership contributing to expanded credit access for our diverse Member base.

Scienaptic’s AI-powered credit underwriting platform has automated our loan decision technology, making it faster and more efficient. Smarter, AI-powered credit risk signals are resulting in better assessment of member profile, enabling us to approve more loans, reduce risk and take our member experience to the next level.

The deployment of Scienaptic's (industry-leading underwriting decisioning) platform is enabling us to reach more members and approve them through highly intelligent, automated credit risk factors. Members are already benefiting from Scienaptic’s AI – as it allows us to understand them better, personalize our products and delivery systems, and streamline the loan approval process, leading to an overall better experience.

We were thrilled to see that Scienaptic’s values aligned with our own. A borrower is more than just their credit bureau score, and Scienaptic helps us get to know borrowers in greater depth. Through the platform, we will be able to grow our volume, test strategies, and maintain our ability to provide affordable loans to customers without adding more risk.

Deploying Scienaptic's AI platform makes it easier for us to implement member-centric loan decisions and confidently enhance credit access. Initial tests show impressive gains in automated loan decisions and approval rates across portfolios. Ultimately, the AI allows us to offer enhanced credit options to our members and improve their experience.

Deploying Scienaptic's AI platform makes it easier for us to make faster and more personalized loan decisions that our members deserve. We are excited that initial tests show a significant gain in automation and approvals. The platform simplifies and streamlines our underwriting process, allowing us to operate more efficiently while increasing credit access in our community.