What our clients say about AI in Credit Decisions

At Nymbus, our focus is on driving tangible technological advancements in the financial sector. We're excited to integrate Scienaptic's credit decisioning platform into our offerings, widening its reach among banks and credit unions, and anticipating a significant positive impact on the communities they serve.

Scienaptic marks the next step in our journey toward advancing our 'people helping people' mission, enabling sharper and more inclusive lending decisions. The platform will allow us to automate our underwriting process, extend our reach to underserved community members and reduce our loan application processing time, ensuring our members receive swift credit decisions. We're thrilled to embark on this journey with Scienaptic, anticipating the profoundly positive impact it will bring!

Offering competitive loan products has been our hallmark since our inception and by implementing Scienaptic's platform, we have elevated our services even further. This platform is a game-changer for credit unions and their members, making credit decisions efficient and hassle-free. We are now making regulatory compliant loan decisions within seconds, increasing credit access to our underserved members and creating a memorable credit experience for our community.

Scienaptic is optimizing our internal potential, automating our decision-making, and simplifying our underwriting procedures, all while ensuring fairness and compliance. This transformative stride is not only elevating our members' experiences but also enriching their financial journey through products and services tailored precisely to their requirements. We're steadfastly upholding the trust our member community has vested in us.

Our team is thrilled to go live on Scienaptic's AI platform as we embark on a journey to streamline and automate our credit decisions. This invaluable tool offers enhanced customer insights, enabling us to deliver personalized loan decisions and helping us to extend our reach to thin file applicants, supporting their dreams while effectively managing risk. With this transformative capability, we will be able to scale our business and empower our customers, one brick at a time, one step at a time, and one loan at a time.

At CoVantage Credit Union, our philosophy has always been centered around providing outstanding value, exceptional service, and excellent financial products for our members. When we met with Scienaptic, we quickly realized that they fulfill a significant need–leveraging AI to streamline auto-decisioning and effectively utilizing FCRA-compliant alt data to deepen our lending capabilities.

Our primary focus at Great NorthWest has always been to fulfill the financial dreams of our members. With our rich history of supporting members and fostering financial well-being, we are constantly seeking ways to enhance our services and adapt to the evolving needs of our community. That is why we are thrilled to deploy Scienaptic platform and leverage their AI-powered credit underwriting technology to lend deeper with more confidence while increasing automation and streamlining our processes. With the platform, we will have the capacity to take into account the unique story of each of our members when making credit decisions and help them on the path to success.

Going live with Scienaptic's platform is a transformative milestone for us. It is enabling us to delve deep into our customers' needs. We can now streamline our underwriting, offer personalized solutions, and empower our customers to achieve their goals. Together, we are shaping a future where dreams become reality, and our customers experience the true joy of financial empowerment.

Our members are the heart and soul of our organization, and we are dedicated to enhancing their financial well-being. Going live on Scienaptic's platform is empowering us to support our members at every step of their journey. Leveraging their advanced AI-driven decisioning engine, we are establishing a seamless, automated underwriting process that is allowing us to approve a greater number of loans, while effectively managing risk and revolutionizing the member experience. Scienaptic’s powerful platform is equipping us to deliver the utmost value to our members and forge stronger connections within our community.