What our clients say about AI in Credit Decisions

Scienaptic's AI-powered platform is a fantastic fit for the AI roadmap we have in mind. Using Scienaptic's AI, we will be able to make better lending decisions for every single customer. This will make vehicle financing easier, and more customers will be able to own their dream car.

Deploying Scienaptic's AI-powered credit decisioning platform has resulted in significantly higher automation and credit approvals across portfolios. In one portfolio we are seeing 2X incremental approvals without any increase in risk. As we continue to use Scienaptic’s platform, we look forward to increased approvals and faster decisioning cycles for our customers.

We’re excited to begin fully leveraging Scienaptic's platform. The AI-powered credit decisioning will not only allow us to provide better consumer financing products for our customers but also reach more qualified borrowers and underserved markets, all while effectively managing our risk.

As we continue navigating the COVID-19 pandemic, our customers are increasingly looking to us for quicker access to vehicle financing and enhanced lending support. For our customers, working with Scienaptic’s AI powered credit decisioning means that more applicants will be able to responsibly purchase vehicles through enhanced decision-making capabilities.

Scienaptic’s AI-powered credit decisioning platform will help us maintain this strong commitment, enhancing access to credit for our current members and reaching more potential members without increasing risk. We are excited to get started.

We are very excited to deploy Scienaptic’s AI-powered credit decisioning platform. The use of adaptive AI for smarter credit decisions will empower us to continue building on our profitable trends, while strategically grow our auto lending portfolio in underserved segments. The platform will help us safely increase loan approvals and swiftly regain lost opportunities due to Covid tightening.

We have spent extensive time looking for a data-driven credit assessment platform to support our launch in 2021. Scienaptic's AI-powered credit assessment platform and strategy optimization tools will allow us to scale rapidly as we look to build out our portfolio across the UK, Sweden and other key Northern European markets. We expect it to add significant value to our investment strategies and create better returns for investors.