What our clients say about AI in Credit Decisions

At AAC, we strive to develop relationships that make a positive difference for our customers while constantly improving internal systems and processes. Scienaptic's AI-powered credit decisioning platform will help enhance our ability to offer smarter credit decisions to underserved segments, further strengthening our customer relationships and supporting their financial needs.

Through the years, CTCU has grown in assets, in members and in offerings. We are excited to partner with Scienaptic and build upon this growth by tapping its AI-powered credit decisioning platform. Scienaptic's AI will enable us to offer enhanced credit access to our members and improve their financial well-being.

Being able to provide fast and easy access to vehicle financing anywhere, anytime is crucial for meeting the demands of our customers. Leveraging Scienaptic’s AI enhanced decision-making capabilities means that we can make sharper loan decisions and effectively reach more borrowers to help them quickly and responsibly purchase the perfect vehicle to chart their own course to success.

Scienaptic's AI-powered platform is a fantastic fit for the AI roadmap we have in mind. Using Scienaptic's AI, we will be able to make better lending decisions for every single customer. This will make vehicle financing easier, and more customers will be able to own their dream car.

Deploying Scienaptic's AI-powered credit decisioning platform has resulted in significantly higher automation and credit approvals across portfolios. In one portfolio we are seeing 2X incremental approvals without any increase in risk. As we continue to use Scienaptic’s platform, we look forward to increased approvals and faster decisioning cycles for our customers.

We’re excited to begin fully leveraging Scienaptic's platform. The AI-powered credit decisioning will not only allow us to provide better consumer financing products for our customers but also reach more qualified borrowers and underserved markets, all while effectively managing our risk.

As we continue navigating the COVID-19 pandemic, our customers are increasingly looking to us for quicker access to vehicle financing and enhanced lending support. For our customers, working with Scienaptic’s AI powered credit decisioning means that more applicants will be able to responsibly purchase vehicles through enhanced decision-making capabilities.

Scienaptic’s AI-powered credit decisioning platform will help us maintain this strong commitment, enhancing access to credit for our current members and reaching more potential members without increasing risk. We are excited to get started.

We are very excited to deploy Scienaptic’s AI-powered credit decisioning platform. The use of adaptive AI for smarter credit decisions will empower us to continue building on our profitable trends, while strategically grow our auto lending portfolio in underserved segments. The platform will help us safely increase loan approvals and swiftly regain lost opportunities due to Covid tightening.