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Transforming Ideas into Reality: Dive into Our Blogs

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A silver lining amidst tech sector hype and lofty valuations?

Scienaptic Systems

Remember the dot com era of lofty valuations of anybody who had a website? Even truck based logistics transportation companies...

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Driving Financial Inclusion

Vinay Bhaskar

The two-day conference on consumer lending optimization was held on June 7th and June 8th in NY this year, which bought together some...

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Banks and Online Lenders - The New Power Couple is Coopeting

Scienaptic Systems

This blog post explores the new-fangled relationship between banks and online lenders, and how banks can leverage non-lending fintech companies to...

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Hitting the Bull’s eye: A practitioner’s note on forecasting Retail Credit Losses.

Vinay Bhaskar

Accurate and reliable forecasting of the Credit Losses has always been a subject of critical focus in Retail portfolio Risk management- in literature and...

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It runs in the blood!

Scienaptic Systems

Born in a Marwari (Indian ethnic entrepreneurial group) family, I was always inspired by trade and how trade had shaped the world and lives of...

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Hiring Right!

Scienaptic Systems

There are many dimensions that come into play while hiring the right people for a company. It gets even more complicated when you are trying to find...

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The role of AI in credit line assignment

Scienaptic Systems

When a customer applies for a credit card, three decisions need to be taken:
1. Approve or reject the application
2. Decide how much credit...

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