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Transforming Ideas into Reality: Dive into Our Blogs

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What now?

Eric Steinhoff

Is it possible to originate safely in this environment?
“If you’re not growing, you’re dying” – we’ve all heard a version of...

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How lenders can cope with COVID19 stress & avoid the worst case

Pankaj Kulshreshtha

In the run upto 2008, I had an interesting experience as CRO for a loans portfolio. While the stress and uncertainty of COVID19 times are going to make 2008 look...

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Credit Unions powered by AI can help their members weather the storm

Scienaptic Systems

Many economists and researchers were warning us about the next recession to hit us by the mid-2020s. And right when we started experiencing...

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How to Employ AI in Credit Decisioning

Scienaptic Systems

These are tough times for financial institutions and consumers alike. Traditionally risk managers have responded to such sharp slowdowns by...

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Quest for recession resistant lending using AI Powered credit decisions

Vinay Bhaskar

Traditionally risk managers have responded to recession predictions by simply reducing risk appetite. This is roughly how that works - once there is...

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Bridging the Data Gap

Scienaptic Systems

The credit industry and the needs of borrowers have evolved rapidly in the past decade. One of the main challenges that lenders face is an accurate risk...

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Artificial Intelligence: Could it be the Game-changer for Credit Unions?

Scienaptic Systems

Introduction
In the last few years, some business trends led Credit Unions to change how they do business. These include changes in regulatory...

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How SMB Lending Banks can Transform Credit Underwriting using AI and ML

Scienaptic Systems

Small and Medium sized Business (SMB) lending banks, credit unions and fintech/online lenders in the US are going though challenging times. Uncertain economic...

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