How lenders can cope with COVID19 stress & avoid the worst case
Pankaj Kulshreshtha
In the run upto 2008, I had an interesting experience as CRO for a loans portfolio. While the stress and uncertainty of COVID19 times are going to make 2008 look...
Quest for recession resistant lending using AI Powered credit decisions
Vinay Bhaskar
Traditionally risk managers have responded to recession predictions by simply reducing risk appetite. This is roughly how that works - once there is...
The credit industry and the needs of borrowers have evolved rapidly in the past decade. One of the main challenges that lenders face is an accurate risk...
How SMB Lending Banks can Transform Credit Underwriting using AI and ML
Scienaptic Systems
Small and Medium sized Business (SMB) lending banks, credit unions and fintech/online lenders in the US are going though challenging times. Uncertain economic...