Transforming Ideas into Reality: Dive into Our Blogs

Hidden Gems

The more I talk about AI-driven underwriting, the more questions I entertain from credit union leaders. Among the most common questions I...

Is conservative approach to new technologies holding back Credit unions?

Credit union leaders, so by virtue, credit unions themselves, are conservative by nature. We prefer to measure three times and cut once. We...

Credit Decisioning Post-COVID, And How AI Can Help

As COVID eases out in light of vaccinations, the societal and economic impact rages worldwide. Customer behavior has changed permanently...

Lending in 2021, how the year looks for the credit market

The Covid-19 pandemic and subsequent lockdowns brought dramatic changes to the global economy. The World Bank predicted that the global economy...

Uncertain Times and The Importance of using Flexible Rule Engines

While demand for credit will probably grow, new challenges have emerged for lenders. As job losses and salary cuts grow, delinquencies...

Reimagining auto loans: The opportunity ahead for credit unions

Auto loans, especially those for used vehicles, make up a significant portion of the portfolio for credit unions - around 35% to 45% of their total...

The Case for Using Borrowers’ Employment Data in Credit Underwriting

As part of the credit underwriting process, lenders usually verify borrowers’ income and employment status to ensure that they can...

Credit Management and Account Treatment in a Post-COVID World

The impact of COVID-19 on the US and world economies has been deep and far-reaching, with economic and financial markets experiencing a...