Joydip Gupta, Head of APAC at Scienaptic AI, was recently quoted in a Business Standard article discussing critical challenges in retail credit. Joydip highlighted the unique KYC issues faced by rural customers, particularly those without conventional identity documents, which often hinder their access to formal financial services.

While robust KYC processes can help lenders manage delinquencies, incorporating in-person biometric verification could be a game-changer, enabling greater inclusion without compromising on risk management.

Read the full article here - https://lnkd.in/gpxpv5N3