What our clients say about AI in Credit Decisions

We are on a mission to be the leading microfinance institution through digital technology, operational efficiency, and service excellence. Scienaptic's AI-powered credit decisioning platform is a perfect fit for this mission. The cutting-edge AI will help us enhance credit access to small businesses and individuals, while ensuring our delinquencies are much lower than the industry.”

Scienaptic’s platform will help us continue to stay true to our philosophy of customer centricity, innovation and transparency. This platform has simplified and automated our underwriting process, allowing us to expand our customer base, serve them efficiently, while managing our risk better.”

Small and medium enterprises are a force to be reckoned with, but until recently, there was immense disparity between the credit available to large corporates and smaller enterprises. Using Scienaptic’s AI, we will bridge this gap and make credit more accessible to deserving entrepreneurs. It will enable us to use more data thereby, approving loans faster and more efficiently.”

We found Scienaptic's credit decisioning platform easy to operate, flexible, agile and scalable. We are gearing up for a quick, substantial scale up where we will need to deal with more data points, faster. We believe Scienaptic's platform will offer a smoother experience for our customers and sharper data driven insights to our underwriters,"

We have long been looking for data driven credit decisioning solutions to augment our on-site interview based credit underwriting processes. We chose Scienaptic because it was the most evolved offering available. We also wish to thank our investor Kaizenvest for making this project a reality."