Scienaptic Blog

Explore fresh perspectives, industry insights, and thought leadership from the Scienaptic team. Our blog covers AI innovations, credit decisioning strategies, and real-world success stories—designed to inspire, inform, and help businesses thrive in a rapidly evolving financial landscape.

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Learning Fraud Anomalies, a Semi-Supervised Mouse Trap!

Scienaptic Systems

While we are happily enjoying the Labor Day weekend, fraudsters are busy at work! I had a card breach this weekend for what looked like an innocuous car...

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Build powerful NLP engines to improve fraud detection – A case for Account Takeover fraud

Vinay Bhaskar

Its been a busy summer work-wise, we have been cooking up (literally!) AI driven solutions for credit underwriting and fraud detection. There is huge...

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Role of Artificial Intelligence (AI) in Auto Lending

Scienaptic Systems

The credit underwriting process has been significantly improved with the use of Machine Learning and Artificial Intelligence tools. Lenders are now...

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Discover or Learn Patterns?

Vinay Bhaskar

Just think about it for a sec.... the question is non-trivial!
As a business leader who wants to leverage analytics in a new initiative, this question always...

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A silver lining amidst tech sector hype and lofty valuations?

Scienaptic Systems

Remember the dot com era of lofty valuations of anybody who had a website? Even truck based logistics transportation companies...

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Driving Financial Inclusion

Vinay Bhaskar

The two-day conference on consumer lending optimization was held on June 7th and June 8th in NY this year, which bought together some...

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Banks and Online Lenders - The New Power Couple is Coopeting

Scienaptic Systems

This blog post explores the new-fangled relationship between banks and online lenders, and how banks can leverage non-lending fintech companies to...

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Hitting the Bull’s eye: A practitioner’s note on forecasting Retail Credit Losses.

Vinay Bhaskar

Accurate and reliable forecasting of the Credit Losses has always been a subject of critical focus in Retail portfolio Risk management- in literature and...