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Senior Product Manager

Bengaluru

Job Type

Full Time

About the Role

As a Senior Product Manager, you will be responsible for building a state-of-the-art, market leading product that enhances digital credit underwriting. You will be overseeing the product development and enhancement in an engaging, functional way. You will be working with some of the best-in-class Coders, AI/ML Scientists and Business Analytics Consultants in an environment which will encourage you to contribute widely to functional and technological aspects without worrying about conventional job silos.

Requirements

  • Design and produce key aspects of the product road map for AI/ML based Credit Underwriting and upstream integration with Loan Origination System.

  • Lead process to create standard product features which will include

  • establishing business requirements,

  • creating and reviewing technical and functional specifications,

  • usability of the system,

  • common technical integration requirements and variation of credit risk within commercial banks.

  • Implement product solutions by working closely with internal stakeholders – senior management, project managers, technology team, sales team, and professional services team.

  • Closely monitor Credit Risk market trends and competitor activities which influence the product road map

  • Attend market events, webinars to understand latest and upcoming market trends

  • Build customer experience that helps stickiness of products for multiple stakeholders in the credit underwriting industry(including underwriters, risk analysts, market analysts, Executive reporting, etc.) – essentially make customers hooked on the product.

Skills

  • 8+ years of Experience within Consumer or SME lending with some experience in digital Underwriting, LOS systems

  • Ability to own, clearly layout and communicate product roadmap, backed by strategic thinking and reasoning.

  • Ability to manage passionate product conversations, conflicts and get to a decision. Lead prioritizations along with stakeholders with conviction and clarity.

  • Ability to do market study and competitive analysis in the AI/ML based Credit risk/Digital Underwriting landscape.

  • Ability to break down the strategies into epics and stories and work closely with the development team in a scrum process. (Knowledge of scrum/kanban software tools is a plus)

  • Have a good understanding of customer-centric UX.

About Us

Scienaptic is the world's leading AI powered Credit Underwriting platform company. Designed by seasoned Chief Risk Officers, its platform is creating industry leading business impact in terms of lifts such as higher approvals (15-40%) and lower credit losses (10-25%) with all the regulatory explainability. Last year alone, we helped financial institutions evaluate 45 Million consumers and offer credit to over 15 Million. Scienaptic’s clients include Fortune 100 banks, community banks and Fintechs globally across multiple countries.