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Full Time

Senior Data Scientist SMB

India

The Data Scientist role at Scienaptic will enable you to be at the forefront of latest cutting-edge technology and create a significant and visible business impact for Scienaptic. You will be working with some of the best-in-class Engineers, Data Scientists, and Business Analytics Consultants in an environment which will encourage you to contribute widely to functional and technological aspects without worrying about conventional job silos.

Responsibilities

  • Design, develop, and deploy credit risk models and strategies

  • Lead the development of decision systems for SMB lending

  • Work closely with client teams to define problem statements, validate solutions, and drive adoption.

  • Present model/strategy outcomes and recommendations to internal and external stakeholders.

  • Work closely with internal teams including Client Engagement, Engineering and

  • Product to ensure smooth integration and deployment.

  • Collaborate with product, engineering, and analytics teams to integrate our product into client workflows and platforms.

  • Develop repeatable frameworks

Skills & Competencies

  • 4+ years of experience in data science and machine learning with prior experience incredit risk, fintech, or financial services domains.

  • Prior experience working in SMB lending

  • Prior experience working in SMB lending in the US market (good to have)

  • Experience working with cross-functional teams including product, business, and engineering.

  • Strong client-facing and communication skills - ability to translate business goals into analytical frameworks.

  • Hands-on experience with Python

  • Bachelor/master’s degree in a quantitative discipline (e.g., Statistics, Economics,Computer Science, Mathematics).

Scienaptic is the world's leading AI powered Credit Underwriting platform company. Designed by seasoned Chief Risk Officers, its platform is creating industry leading business impact in terms of lifts such as higher approvals (15-40%) and lower credit losses (10-25%) with all the regulatory explain ability. Last year alone, we have helped financial institutions evaluate 45 Million consumers and offer credit to over 15 Million. Scienaptic clients include Fortune 100 banks, community banks and FinTech’s

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