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Self-learning AI for credit decisions.

Credit decisioning engine powered by Alternate data and AI models.

New customer underwriting | Early warning system | Collections

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Trusted by 140+ lenders of all types and sizes

Featured Insights

Case Study

Launching a new credit product for a leading new-age NBFC Fintech

Blog

Revolutionize Automated Credit Decisions: 5 Reasons Why an AI-powered Rule Engine (BRE) is a Game Changer

Guide

BNPL Profitability From a Risk Perspective

Case Study

Enabling Affordable Home Financing with Intelligent Credit Decisioning

Case Study

Enabling Low-Risk Instant Credit Decisioning for a leading BNPL platform

Case Study

An AI enabled Agenda for Inclusive Education: Setting up an Intelligent Underwriting Infrastructure for an Education Loan Lender

Case Study

Expanding the Credit Net: Leveraging Transaction Data for Smarter Credit Decisions

Case Study

Underwriting for invoice discounting based on SME ledger and accounting data

Case Study

Accelerate profitability and growth in unsecured loans using Bureau AI model, Alternate data, Decisioning engine

Case Study

SME credit risk decisioning for NBFC using Bureau, Income tax data, GST filing info

Case Study

Setup credit decisioning program for e-commerce lender by leveraging POS data

NBFC

Alt lenders

Banks

Neo Banks

Fintechs

Strip2

Prebuilt AI

Pre-built, market-tested scorecards based on alternate data

Banking Scorecards

GST Scorecards

Financials Scorecards

CashFlow scorecards

Bureau Scorecards

SMS / Device Scorecards

YES to APPROVALS more at lower NPAs

TestAndLearn

Flexible decisioning engine to Test-and-learn real time

Track vulnerable segments

Champion Challenger
testing

Risk-based limit/price optimization

Simulations / What-if analysis

Top risk drivers for every application

Move to advanced decisioning in 8 weeks

Contact Us

Scienaptic Systems Inc.
753, 22nd Cross, 20th Main, 2nd Sector, HSR Layout, Bengaluru, Karnataka - 560102
Ph: +91 73876 50252

contactus@scienaptic.com

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