Fuel sustainable growth across business lines, credit products, and borrower tiers.

Better, faster,

more transparent

lending decisions

Whether you need to find more good borrowers, mitigate risk, and decreases losses, drive portfolio yield, or price more intelligently, Scienaptic AI helps you grow safely and in compliance with your regulators.

approva s




Identify better borrowers and approve more loans—or swap risky borrowers for more creditworthy ones for a healthier portfolio.

Build a better

lending business

See farther into the future with powerful prediction and insight, plus gain a competitive edge with smart automation and efficiency.

Models that make an impact

Scienaptic offers effective credit model management and easy AI adoption with benefits wherever your business needs it most.

Nothing leaves your firewall. Ever.

Nothing leaves your firewall. Ever.

Our AI credit underwriting platform can be fully deployed within your firewall in just 4 weeks. Certified for vulnerability assessment and penetration testing. 

Case Study

AI powered underwriting for a leading SMB lending bank in India

Case Study

Growing SMB lending portfolio using AI powered underwriting platform Ether